How To Buy Real Estate With High Interest Rates | How To with Gino Barbaro
Gino Barbaro explains how to use positive leverage to succeed in today’s high-interest market, sharing practical steps to structure profitable real estate deals without banking on unrealistic rent growth.
In this episode of Jake & Gino’s How-To series, Gino Barbaro breaks down positive leverage in real estate and how to thrive in today’s high-interest rate environment. With borrowing costs at 6–7% and cap rates often compressed, many investors are struggling to make deals pencil. Gino shares practical steps to find and structure deals that still produce strong returns without relying on unrealistic rent growth projections.
You’ll learn why buying on actuals, focusing on yield on cost, and avoiding risky assumptions are essential in 2025’s market. Gino also discusses how to navigate tertiary markets, what to watch for with older assets, and why debt structure can make or break your deal.
If you’re serious about real estate investing, understanding positive leverage is a must—especially if you plan to refinance, reposition, or scale your portfolio in the next few years.
Key topics include:
- Why cap rate vs. interest rate matters
- Using yield on cost to find value-add opportunities
- Avoiding common mistakes in a high-rate cycle
- Positioning for a refinance boom
Stay disciplined, buy smart, and let the numbers drive your decisions.