On this episode, Gino discusses dives into personal financial engineering with two Members of the 100 Year Team, Teresa Kuhn and John Shedenhelm. They discuss a strategy which until now, has only been available to the extremely wealthy (those with a net worth >$15M). For the first time, the 100 Year Team is able to deploy a similar strategy called the iFlex Strategy which can be leveraged by those people with a net worth below $15M, and is being called the next generation of permanent life insurance.
THE BENEFITS OF THE iFLEX STRATEGY:
- Diversification of Risk
- Tier 1 Asset (Tier 1 capital represents a bank’s highest quality capital because it is fully available to cover losses)
- Non-Correlated to Wall-Street
- Potential Double-Digit Rate of Return
- Tax-Free Cash Flow
- Higher Tax-Free Death Benefit
- Liquidity through Access to Line of Credit
- Can Leverage Current Policies
02:56 The strategies used by the most wealthy people and how we make similar methods available to you
03:30 What is arbitrage?
04:35 Why do banks lend 100% money for whole life insurance?
07:36 Using whole life insurance policy as a collateral
09:29 Parking of tier-1 capital in life insurance
11:12 Taking advantage of insurability limits
13:15 What is a “good debt”?
16:23 A Case Study: Real Estate Investor
18:30 How to use the iFlex Strategy to maximize returns and minimize taxation
For more information on these iFlex Strategy Case Studies and how we go to these numbers, click here to learn more: https://100yearrei.com/the-iflex-strategy/
If you want to learn more on why should add a permanent cash value Whole Life Insurance Policy to your financial plan (and even the plan for your children), get in touch with our Team here: https://100yearrei.com/callnow/
About Jake & Gino
Jake & Gino are multifamily investors, operators, and mentors who have created a vertically integrated real estate company that controls over $100,000,000 in assets under management. They have created the Jake & Gino community to teach others their three-step framework: Buy Right, Finance Right and Manage Right®, and to become multifamily entrepreneurs.